What to do after a hurricane or major storm
Hurricane Ian in 2022 showed how quickly storm surge and receding water can strip backfill, crack caps, and topple aging seawalls across Cape Coral. Here's what to do if your wall is damaged after a storm.
Right after the storm
- Stay off damaged walls, docks, and soft ground near the water.
- Photograph and video everything: wall, cap, yard, dock, lift, and debris, from several angles.
- Note any immediate hazards such as exposed rebar, collapsed sections, or undermined pool decks.
- Contact your insurance agent to understand what, if anything, is covered.
Temporary measures
Fill dangerous holes for safety, keep heavy equipment away from the wall, and ask a contractor about temporary stabilization if structures are at risk.
Permanent repairs
Expect inspections and permits. Post-storm demand can mean long waits, so get on a contractor's list early, and be cautious of unlicensed out-of-area crews. Verify licenses through Florida DBPR.
Related Seawall Repair Topics
Frequently Asked Questions
Will insurance pay for seawall damage?
Coverage varies widely. Many homeowners policies exclude seawalls; some flood or specialty endorsements offer limited coverage. Ask your agent.
How do I avoid storm-chaser contractors?
Verify the Florida license, insurance, and local references, and never pay large upfront deposits in cash.
Ready for a straight answer? Tell us about your project and we'll connect you with a licensed, insured local pro for a written quote.
☎ (239) 510-1842 Request a Quote